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All Full Time Undergraduates (except Organizational Leadership and Health Care Management) and Law students are automatically enrolled in the primary Student Health Insurance Plan, unless the online waiver form is completed showing proof of comparable health coverage prior to the start of classes.  Students failing to waive by the deadline are automatically enrolled in the primary Student Insurance Plan for the full academic year. Students who have an approved waiver are automatically enrolled in the STU Supplemental Health Care Plan.

International students are required to purchase the primary Student Health Insurance Plan may NOT waive coverage.

Graduate & Part-time students, and Dependents of insured students may elect to enroll in this plan on a voluntary basis.


Students enrolling in the fall
7/1/2014 to 9/4/2014
A7 Students enrolling for fall
7/1/2014 to 10/29/2014
New students only for spring
12/1/2014 to 1/22/2015
A2 New students enrolling for spring
12/1/2014 to 3/25/2015

Students who have an approved waiver and all other part time, VA and graduate students will automatically be charged a student health center fee. This health fee provides 100% coverage for all medical services provided by the STU Health Center, and  access to board-certified doctors (within the United States) that can resolve many of your medical issues, 24 hours a day/7 days a week, via phone or online video consults from wherever you happen to be. It’s health care on your terms – simple as that.

TELADOC – 1 (800) 835-2362

All St. Thomas University students enrolled in either the Supplemental or Primary Student Health Insurance Plan have access to the TelaDoc service at no additional cost.  Simply call 1-800-835-2362 for 24 hours a day, 7 days a week to speak with to a physician without leaving your house or dorm.


ST-THOMAS-UNIVERSITY-LOGO2014-15 Student Insurance Plan

St. Thomas University is pleased to offer our students and their families an affordable student health insurance plan, underwritten by Aetna Student Health effective August 1, 2014.  The Student Insurance Plan qualifies as minimum essential coverage under the Affordable Care Act’s individual mandate and is intended for students who do not currently have other health insurance; do not have in-network health benefits while covered under an out-of-state HMO, State Exchange Plan or non-transferable state Medicaid; for students that may find this coverage to be less expensive compared to other low deductible plans; or who lost health insurance due to a qualifying event.

IMPORTANT NOTICE FOR STUDENTS WHO NEED MEDICAL TREATMENT BEFORE YOU HAVE RECEIVED YOUR INSURANCE ID CARD.  CLICK HERE TO PRINT YOUR AETNA MEMBER ID CARD   You may also send us an email at  or your provider can contact Aetna Member Services at (877) 480-4161 for verification of benefits.





If the Provider or Pharmacy does not file the claim directly with Aetna Student Health, then you must file the claim by submitting an Aetna Claim Form and Aetna Prescription Drug Claim Form with your receipt or itemized bill immediately after treatment. Claims can be faxed to (888) 472-1128