St. Thomas University 2016-2017 Student Insurance

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STUDENT HEALTH PLAN

St. Thomas University is pleased to offer our students and their families an affordable student health benefit plan, issued and administered by Student Educational Benefit Trust with continued access to Aetna’s national preferred provider network.  This plan becomes effective on August 1, 2016 and terminates on July 31, 2017.


ABOUT THE PLANS

Comprehensive Primary Health Plan
The cost of this plan includes the STU mandatory Health Fee and all services provided at the STU Student Health Center. This plan qualifies as minimum essential coverage for individuals as required by the Affordable Care Act and is intended for students who do not have health insurance; do not have in-network health benefits while covered under an out-of-state HMO, State Exchange Plan or non-transferable state Medicaid; students who may find this coverage to be less expensive compared to other low deductible plans; or students who lost health insurance due to a qualifying event.

Supplemental Health Plan Plus
The cost of this plan includes the STU mandatory Health Fee and all services provided at the STU Student Health Center. In addition to the basic medical care provided at the Student Health Center, this plan includes a modest outpatient only excess medical, pharmacy and intercollegiate sports injury benefit. This plan option is available to domestic students with an approved waiver, graduate students, and part-time students.


STUDENT INSURANCE REQUIREMENT

All Domestic Full-Time Undergraduates (except Organizational Leadership and Health Care Management), and Law students enrolled at St. Thomas University are automatically enrolled in the Comprehensive Primary Health Plan unless proof of comparable coverage is provided. Students with other health insurance
may elect to waive out of the plan by completing the online waiver application.

  • Without an approved waiver, students will automatically be enrolled in the plan for the full academic year.
  • With an approved waiver, students may elect to enroll in the Supplemental Health Plan Plus on a voluntary basis.

International students are automatically enrolled in the Comprehensive Primary Health Plan which meets the J1 and F1 visa requirements as set forth by the U.S. Department of State.

Graduate and Part-Time students may elect to purchase either plan on a voluntary basis.   You may add your dependent spouse or child(ren) to this plan by completely the Dependent online enrollment form.