St. Thomas University Student Health Plan

St. Thomas University is pleased to offer our students and their families an affordable student health benefit plan, issued and administered by Student Educational Benefit Trust.  This plan becomes effective on August 1, 2018 and terminates on July 31, 2019.


Student Health Fee  – This mandatory health fee provides outpatient medical and mental health services when treated at the Student Health Center and at the Jesse Trice North Miami Gardens clinic off campus.

Comprehensive Student Health Plan – This plan provides worldwide coverage for both inpatient and outpatient medical and mental health services, prescription medications and intended for students who have no (or inadequate) health care coverage.


All Full-Time Undergraduate, Graduate (except Organizational Leadership and Health Care Management), and Law students enrolled are automatically enrolled in the Comprehensive Primary Health Plan unless proof of comparable coverage is provided.  Students with other health insurance may elect to waive out of this plan by completing the online waiver application.

  • With an approved waiver, your account will only be charged the annual Student Health Fee of $180.
  • Without an approved waiver, your account will be charged $1,392 to cover you under the Comprehensive Health Plan for the full academic year.

International students are automatically enrolled in the Comprehensive Student Health Plan which meets the J1 and F1 visa requirements as set forth by the U.S. Department of State.

Part-Time students may elect to purchase the Comprehensive Student Health Plan on a voluntary basis.  The link to enroll can be found under Voluntary Coverage.

Insured students may add a dependent spouse or child(ren) to this plan by completely the Dependent online enrollment form found under Voluntary Coverage.


Health Plan Information

2017-2018 Plan Information

Click Here To View Plan Summary

2018-2019 Plan Information

Click Here To View Plan Summary


Waiver Criteria & Review Process

Students may request to waive out of the Student Insurance Plan if the following criteria are met (“policy” and “plan” below refer to the plan the student will use in lieu of the Student Insurance Plan):

  • The claims administrator of the plan is based in the United States and has a U.S. telephone number and address for submission of claims and the insurance policy has not been issued outside the U.S.The policy is not a traveling policy.
  • The plan provides both emergency and non-emergency health care and mental health benefits within your local campus area.
  • The plan provides inpatient and outpatient mental health care and chemical dependency benefits are comparable to the coverage provided by the Student Insurance Plan.
  • The plan provides coverage for prescription medication.
  • The lifetime benefit is unlimited.

Out-of-state Medicaid and state Children’s Health Insurance Plans, HMOs, and Kaiser Permanente plans may not cover non-emergency care in this area.  If this is the case, you will not qualify for a waiver.  Please contact your medical insurance carrier to confirm that your insurance covers non-emergency care and that you have a deductible small enough to allow you to afford your portion of the bill.
International students holding an F1 or J1 visa may not waive out of the Student Insurance Plan. Please note that traveling insurance or medical insurance policies issued from your country of origin or outside the U.S. will not be acceptable as means to waive out of the Student Insurance Plan.

In addition to waiver approval by the automated system, please note that all waiver requests will be reviewed by a Student Health representative. If the waiver submitted does not meet the waiver criteria, you will be enrolled in the St. Thomas University Student Health Plan.

Waiver Application

To waive out of the 2018-2019 St. Thomas University Student Health Plan, you will need to complete the online waiver form.   You will receive an email that will state whether or not your waiver application has been approved, denied or pending additional information.

Click Here To Complete the 2018-19 Waiver Application

Appeal Denied Waiver

If your waiver was denied, you have the option to appeal within 15 days from the date you received notification of your waiver status.

Complete this waiver appeal form


Insurance ID Cards

Students - ID cards will not be mailed to you.


Please click on the button below and complete the online form to request an ID card.



To print your electronic ID card, go to the "Create Your Online Member Account" tab below and register as a new user.  SELECT "Employee" as the student.

Login to your Member Account

First Time User - Create Member Account

Search for an In-Network Providers

Aetna Signature Administrators (ASA) has a new Find a Provider tool that does not require you to select a plan option.

Click Here to Search for Providers

Then click on Medical to begin your search.

Please note, Dental is not included in this student health plan.  Dental is sold separately.

Claims Address & Filing Information

To submit claims electronically providers would use:    Envoy Payer ID 35245

Mail Paper Claims to:

Continental Benefits, PO Box 3610, Brandon FL 33509-3610

Group Name: Student Education Benefit Trust SEBT

For Claim Questions, call: 1 (844) 666-9577

For questions about this plan, please call Academic Insurance Solutions at: 1 (888) 776-9920 or send an email to

Create Your Online Member Account

Our website provides secure online access to coverage information, print-friendly ID cards, and claims status including associated correspondence.

See benefits information
Keep track of claims
View or print an ID card

Login to your Member Account

First Time User - Create Member Account

Call Continental Benefits customer service at 1-855-389-7330 if you need assistance setting up your user account or have questions.


Short Term Coverage

Short Term Plans Offer:

  • Coverage for students who need insurance until they are on the Student Health Plan or have graduated and need coverage until they are employed.
  • Access to a nationwide network
  • Per term or per cause deductible for premium flexibility
  • Supplemental Accident optional benefit

Click Here To View Plan Details

Click Here To Enroll


Part-Time & Graduate Student Enrollment Election Form

Part-time or domestic graduate students (international students are automatically enrolled) may elect to opt-in and purchase the St. Thomas University 2018-19 Student Health Plan on a voluntary basis.  The cost of this plan will be billed to your student account.

Click Here To Elect To Enroll

Dependent Coverage

Students who are covered under the STU Comprehensive Health Plan may purchase coverage for a spouse and dependent children.   The coverage period must be the same as your coverage period, i.e. if you are enrolled for annual coverage you may elect either annual or fall only for your dependents.

Click Here To Purchase Dependent Coverage


If you would like to purchase dental coverage on a voluntary basis for you and/or your family, complete the form below to obtain plan information and cost.


To view all vision plan options, costs and to enroll, complete the form below.