K-12 Student Insurance

K-12 Student and Athletes

One of our specialties is providing sports insurance for secondary schools, interscholastic sports, camps and leagues. The scope of our experience ranges from helping independent school districts evaluate their needs to working with universities and colleges of every athletic conference.


All Students
Benefits are provided during the hours and days when school is in session and while participating in school sponsored and supervised activities including sports, on or off the school premises.  *Various benefit schedules available.

Up to $1,000,000 Benefit Maximum
No Deductible to Satisfy
Usual and Customary Benefit Schedule *
Accidental Death and Dismemberment Benefit Included
School Sponsored Summer Activities Included
Travel directly to and from School
Boarding Students
No Aggregate Limit
School time and 24 Hour Coverage
Accidental Death and Dismemberment Benefit
Extended Dental
Optional Volunteer Worker Coverage


Mandatory Sports Accident
Benefits for Intercollegiate, Interscholastic, Club, Intramurals, Band, Cheerleaders, Majorettes, Non-sports, Extracurricular Activities, Gym Classes, Leagues, Tournaments, Campus, All-Star Events and Alumni Gatherings.

Up to $10,000,000 Maximum Benefit
Pre-season and Post-season play and conditioning included
Tryouts included
No name list is required
Heart and Circulatory Death Benefit (Not available in all states)
Travel directly to and from activity
One day non-athletic field trip coverage, with a maximum benefit of $10,000 is included at no additional charge, when sports coverage is purchased.


Sports Liability Insurance
The liability protection provides overall protection from litigants with no gaps in coverage. With an attorney and paralegals on staff, clients are guaranteed their coverage and in the event that litigation occurs, clients can count on a professional attorney and his staff to answer their concerns.